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Over one-third of affluent Americans save $100K less due to unconfirmed inheritance expectations

Market News
15 Jul 2026
PRNewsWire
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A Key Wealth poll reveals that 64% of mass affluent Americans expecting an inheritance are letting this anticipated windfall influence their financial decisions, yet only 34% have confirmed the inheritance with family. This assumption leads over a third to save or invest at least $100,000 less, risking their retirement plans if the inheritance doesn't materialize. Women, who are set to inherit more, are less likely to plan formally or discuss inheritance with advisors. The study highlights the importance of treating inheritances as uncertain and encourages open, advisor-led family conversations to build stronger financial plans.

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