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XRP outperforms stablecoins in currency flexibility, transaction finality, and growth potential, says Ripple's David Schwartz.

Market News
03 Apr 2026
Coingape
View Source
Bullish
pluang ai news

David Schwartz, Ripple's CTO Emeritus, highlighted three key advantages of XRP over stablecoins: XRP acts as a neutral bridge for multiple currencies unlike stablecoins tied to one fiat currency, XRP transactions are final and resistant to control unlike stablecoins which can be frozen or reversed, and XRP offers potential value growth while stablecoins maintain fixed value for stability. He emphasized XRP's role in cross-border liquidity and its expanding use in treasury management and partnerships like the SWIFT Certified Partner Program, signaling broader adoption and integration in global finance.

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