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First U.S. mortgage backed by Bitcoin collateral funded, integrating crypto into traditional home loans.

Market News
04 Jun 2026
Crypto news
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Bullish
pluang ai news

Coinbase and Better Mortgage have completed the first U.S. mortgage insured by Fannie Mae that uses Bitcoin and USDC as collateral without selling the assets. Borrowers place their crypto in a custodial account during the mortgage process, allowing them to keep exposure to digital assets while securing a home loan. This product, meeting Fannie Mae standards, reflects growing acceptance of crypto in conventional finance and is set for nationwide rollout this summer with potential $250 million loan volume. The move signals a shift in mortgage financing to include digital assets alongside traditional cash savings and bank deposits.

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