XRP set to join Bitcoin, Ethereum, and Solana as institutional collateral in finance.

XRP is gaining recognition as a key institutional finance asset, expected to be used alongside Bitcoin, Ethereum, and Solana as collateral in tokenized margin and settlement systems. Ripple Prime CEO Mike Higgins highlighted XRP's evolving role from a speculative asset to a functional part of institutional liquidity and settlement infrastructure. This shift enables institutions to use XRP as collateral without converting it to cash, improving capital efficiency and liquidity management. Ripple Prime's recent $200 million financing and partnerships with major financial players underline growing confidence in XRP's market maturity and institutional utility.