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Amex Blue Cash Preferred beats Everyday card if you spend over $265 monthly on groceries.

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12 Aug 2026
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American Express offers two popular cash back cards: Blue Cash Preferred and Blue Cash Everyday. The Preferred card is better for those spending more than $265 a month on groceries, offering 6% cash back on supermarket purchases but charges a $95 annual fee after the first year. The Everyday card has no annual fee and offers 3% cash back on groceries and online retail, making it better for lighter grocery spenders or heavy online shoppers. Choosing the right card depends on your spending habits, especially on groceries, streaming, and online shopping.

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