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Institutions may boost crypto allocations to 10%, viewing XRP as fintech infrastructure, not speculation.

Market News
23 Apr 2026
CoinPedia
View Source
Bullish
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Juan Leon of Bitwise suggests that institutional investors are moving beyond small crypto allocations of 1-5% toward potentially 10% in their portfolios, driven by strong market sentiment and regulatory clarity. He highlights XRP's growing role, especially through its stablecoin RLUSD, which has expanded significantly due to favorable legislation. Unlike typical speculative tokens, XRP is seen as a fintech infrastructure asset supporting cross-border payments and stablecoin settlements. This shift indicates a broader acceptance of digital assets as essential financial tools rather than mere speculative investments.

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