AI predicts Ripple's XRP could surge if banks adopt its ledger over SWIFT for cross-border payments.

Elon Musk's AI chatbot Grok analyzed Ripple's XRP potential if major banks replace SWIFT with the XRP Ledger for cross-border transactions. Grok estimates global cross-border payments could rise from $195 trillion in 2024 to $320 trillion by 2032, with XRP possibly handling $30 trillion to $150 trillion annually. Depending on adoption and token velocity, XRP's price could range from $5 to $243, highlighting significant valuation swings. These scenarios illustrate XRP's potential growth but are not firm forecasts.