iShares Core Allocation ETFs rated Buy for diversified, low-cost investing across risk levels.

The Retired Investor group recommends iShares Core Allocation ETFs (AOK, AOM, AOR, AOA) as low-cost, index-based options for asset allocation from conservative to aggressive risk profiles. Each ETF maintains a fixed stock/bond ratio with semiannual rebalancing and a 0.20% fee (reduced by 0.05% until December 2026). Despite caution due to high US equity valuations and rising debt, these ETFs are advised as core holdings to achieve diversification rather than holding cash. Investors should choose based on their risk tolerance and return goals.