Nu Holdings offers strong growth at a low valuation despite Brazilian credit risks and plans US expansion.

Nu Holdings trades at a low multiple of 14 times 2026 estimated earnings while forecasting 39% revenue growth and 43% EPS growth, presenting attractive growth potential. Although Brazilian credit risks exist, Nu's credit metrics remain stable, supported by high lending margins that provide resilience. The recent hiring of CFO Rob Livingston signals a serious push into the US market, which may increase near-term spending and temporarily slow EPS growth. The current stock correction is seen as a buying opportunity amid a market rotation away from non-AI growth stocks.