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New research shows AI and data integration are key to winning in business banking.

Market News
22 Apr 2026
PRNewsWire
View Source
Bullish
pluang ai news

Alkami Technology and partners released the 2026 Update to the Business Banking Digital Maturity Model, revealing that success in business banking now hinges on how well institutions integrate data, AI, and operational execution. The study found that top-performing banks use complete client data and AI in areas like account opening and fraud prevention, with 81% adopting AI technologies. The report highlights three priorities: digital account opening, automated fraud prevention, and improved employee technology. This shift from experimentation to execution means banks must continuously modernize to stay competitive against emerging neobanks.

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