AGNC offers safer, higher-yield agency MBS exposure with 13% dividends, outperforming hybrid RITM models.

AGNC provides transparent exposure to agency mortgage-backed securities (MBS) with almost no credit risk, delivering a strong 13% dividend yield paid monthly. This contrasts with RITM's hybrid model, which carries credit portfolio risks and pays a lower 10% dividend quarterly. The author's prior recommendation favoring AGNC over RITM yielded a 15% gain in four months, highlighting the advantage of pure-play agency mREITs. Despite geopolitical uncertainties affecting Federal Reserve policies, AGNC is well positioned to benefit from stabilizing market indicators and spread normalization, making it a compelling choice for investors seeking high income with lower risk.