Retirees often prefer dividends over selling shares for income due to mental accounting and simplicity. To meet this demand, asset managers offer monthly income ETFs with yields above the 4% rule. Popular options include JPMorgan's JEPI and JEPQ ETFs, which use covered call strategies on the S&P 500 and Nasdaq-100, offering yields of about 7.5% and 10.46%, respectively, but with ordinary income tax treatment. Amplify's DIVO and IDVO ETFs take a more active approach by writing covered calls on individual stocks, yielding 4.79% and 6.13%, with higher fees but potential for greater total returns. These ETFs provide retirees predictable income streams while balancing growth and risk.
On December 1, 2025, YieldMax Ultra Option Income Strategy ETF (ULTY) executed a 1-for-10 reverse split, raising its share price tenfold but not increasing investor value. The fund charges a high 1.24% expense ratio, significantly more than comparabl...
The NEOS Nasdaq-100 High Income ETF (QQQI) offers attractive monthly dividends, distributing $7.63 per share over the past year. However, it underperformed the Nasdaq-100 index by about 6 percentage points year-to-date through July 2026, returning 12...
JPMorgan's NASDAQ Equity Premium Income ETF (JEPQ) delivers attractive monthly income through covered-call options but limits upside gains compared to the uncapped Invesco QQQ ETF. While JEPQ charges a 0.35% fee, the real cost is the capped returns a...
The JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) pays a high 10.5% distribution yield while its share price rises with the Nasdaq-100, offering income investors a rare combination of yield and growth. JEPQ holds tech giants like NVIDIA but sells ...
