At age 58 with $350,000 in low-yield accounts, investing in three ETFs can optimize retirement savings: SPY for growth via U.S. mega-cap stocks, DGRW for rising dividend income from quality companies, and USFR for stability with floating-rate Treasury notes. A suggested allocation is about 50% SPY, 25% DGRW, and 25% USFR, balancing growth, income, and safety. This strategy helps compound wealth, generate monthly income, and protect principal against market downturns without complex tools or timing the market.
Despite nearly six months of major global oil supply disruptions, oil prices remain surprisingly stable while equity markets have risen. However, data suggests a significant oil price spike could begin in August, which may cause stock markets to fall...
The S&P 500 closed the week with a 0.6% loss, marking its second consecutive weekly decline, the longest since March 2026. The index currently stands 2.6% below its record close from June 2, 2026, though it remains up 8.3% year-to-date. In comparison...
The Schwab Fundamental International Equity ETF (FNDF) ignores stock prices and market cap, instead weighting holdings by sales, cash flow, and dividends. This contrarian approach favors undervalued international stocks, especially in developed marke...
First Trust introduced the FT Vest U.S. Equity Buffer & Digital Return ETF (DGJL), an actively managed buffer fund starting its outcome period on July 20, 2026, running through July 16, 2027. DGJL offers a fixed digital return of 9.37% if the S&P 500...
The S&P 500 is under pressure with crude oil rallying and bond yields hitting highs, but remains within a 200-point range since May. Options traders highlight that market makers' positions around the 7,500 level have so far supported the index, but i...
