Terra USD vs Ripple — how do they compare? Terra USD trades at Rp86.05 (market cap Rp474,78M, Rp25,77M 24h volume), while Ripple trades at Rp17,941 (market cap Rp1.116,04T, Rp15,74T 24h volume). The key difference: Ripple is far larger — about 2350646.6× Terra USD's market cap, and Terra USD's circulating supply is 5,6B / 6,1B USTC (92%) versus 62,7B / 100B XRP (63%) for Ripple. Which is the better fit depends on your goals — on Pluang, investors hold Terra USD for 57 Days and Ripple for 69 Days on average.
| USTC | XRP | |
|---|---|---|
Market Cap | Rp474,78M | Rp1.116,04T |
Volume (24h) | Rp25,77M | Rp15,74T |
Circulating Supply | 5,6B / 6,1B USTC (92%) | 62,7B / 100B XRP (63%) |
Typical Hold Time | 57 Days | 69 Days |
Signals from Pluang's Aura AI — not financial advice
Terra USD (USTC) is trading at Rp87.592 with a bearish technical signal, showing weak moving averages and neutral oscillators. The price hovers near the pivot point of Rp88, with immediate support at Rp86 and resistance at Rp89. Market cap stands at Rp486.25M with 92% of max supply in circulation. No major protocol updates or ecosystem developments have been reported recently.
Overall outlook remains cautious due to bearish momentum and limited fundamental catalysts. Key opportunities include potential rebounds from support levels, while major risks involve high volatility, low liquidity, and ongoing regulatory scrutiny. Investors should monitor trading volume and on-chain activity for signs of recovery.
XRP is currently trading at Rp17,858 with a bearish technical outlook, having declined 43% since January 2026. The token faces strong selling pressure with 17 sell signals versus 1 buy signal, though oscillators show neutral conditions. Recent ecosystem developments include Deutsche Bank and Société Générale adopting Ripple's blockchain infrastructure, while multiple XRP ETFs have launched with combined assets of approximately $1 billion. The token is approaching its fifth consecutive monthly decline, a pattern last seen in 2017.
Overall outlook remains cautious with potential for further downside despite oversold conditions. Key opportunities include institutional adoption growth and potential ETF inflows, while major risks include continued selling pressure, regulatory uncertainty, and failure to break above key resistance levels. The current price sits near support levels with resistance forming around Rp18,000-18,500.
What Pluang investors did over the last 30 days
Latest headlines on both assets
USTC is the decentralized and algorithmic stablecoin of the Terra blockchain. It is a scalable, yield-bearing coin that is value-pegged to the US dollar. The stablecoin in the Terra ecosystem shares the total liquidity, meaning users can exchange TerraUSD to TerraKRW (their stablecoin pegged to the Korean Won) with minimal fees. Additionally, users can gain passive income using TerraUSD with the Anchor lending protocol's stable interest rates.
Read more on USTC →A crypto asset was created by Ripple to be a speedy, less costly and more scalable alternative to both other digital assets and existing monetary payment platforms like SWIFT. It is the native digital asset on the XRP Ledger—an open-source, permissionless and decentralized blockchain technology that can settle transactions in 3-5 seconds.
Read more on XRP →