Ondo US Dollar Yield vs Ripple — how do they compare? Ondo US Dollar Yield trades at Rp20,572 (market cap Rp39,01T, Rp7,34M 24h volume), while Ripple trades at Rp20,160 (market cap Rp1.256,71T, Rp21,55T 24h volume). The key difference: Ripple is far larger — about 32.2× Ondo US Dollar Yield's market cap, and Ripple's supply is capped (62,5B / 100B XRP (63%)) while Ondo US Dollar Yield's keeps growing. Which is the better fit depends on your goals — on Pluang, investors hold Ondo US Dollar Yield for 18 Days and Ripple for 68 Days on average.
| USDY | XRP | |
|---|---|---|
Market Cap | Rp39,01T | Rp1.256,71T |
Volume (24h) | Rp7,34M | Rp21,55T |
Circulating Supply | 1,9B USDY | 62,5B / 100B XRP (63%) |
Typical Hold Time | 18 Days | 68 Days |
Signals from Pluang's Aura AI — not financial advice
USDY is currently trading at Rp20,573 with a bullish technical outlook supported by strong moving average signals. The token shows robust market cap of Rp38.96T and average hold time of 18 days, indicating stable holding patterns. Technical indicators show mixed signals with RSI suggesting overbought conditions while ADX confirms strong trend momentum.
Overall outlook remains cautiously optimistic with key support at Rp20,494. Major risks include regulatory uncertainty and typical crypto volatility. Opportunities lie in continued ecosystem adoption and stable yield-bearing characteristics that appeal to risk-averse crypto investors.
XRP trades at Rp20,137 with a market cap of Rp1,251.96T, showing neutral technical signals amid a 43% decline since January 2026. The token faces bearish pressure from moving averages but finds support near Rp19,259-Rp19,827 levels. Recent ecosystem developments include Deutsche Bank and Société Générale adopting Ripple's infrastructure, while six U.S. spot XRP ETFs hold approximately $1 billion in assets. The circulating supply stands at 62.5M XRP (63% of max supply), with average hold time at 68 days.
Outlook remains cautious with potential for recovery if institutional adoption accelerates, but risks include prolonged downtrend, regulatory uncertainty, and high volatility. Key opportunities lie in Japan's tax reforms and potential BlackRock ETF filing in late 2026, while major risks involve continued selling pressure and failure to break above resistance levels.
What Pluang investors did over the last 30 days
Latest headlines on both assets
Ondo USDY is a decentralized lending protocol that supports assets with transfer restrictions. Its flexible design allows access to more financial instruments. This makes USDY a bridge for bringing real-world assets onto blockchain.
Read more on USDY →A crypto asset was created by Ripple to be a speedy, less costly and more scalable alternative to both other digital assets and existing monetary payment platforms like SWIFT. It is the native digital asset on the XRP Ledger—an open-source, permissionless and decentralized blockchain technology that can settle transactions in 3-5 seconds.
Read more on XRP →