Huma Finance vs USDS — how do they compare? Huma Finance trades at Rp397.5 (market cap Rp1,31T, Rp125,92M 24h volume), while USDS trades at Rp18,072 (market cap Rp181,38T, Rp3,26T 24h volume). The key difference: USDS is far larger — about 138.5× Huma Finance's market cap, and Huma Finance's supply is capped (3,3B / 10B HUMA (33%)) while USDS's keeps growing. Which is the better fit depends on your goals — on Pluang, investors hold Huma Finance for 13 Days and USDS for 9 Days on average.
| HUMA | USDS | |
|---|---|---|
Market Cap | Rp1,31T | Rp181,38T |
Volume (24h) | Rp125,92M | Rp3,26T |
Circulating Supply | 3,3B / 10B HUMA (33%) | 10B USDS |
Typical Hold Time | 13 Days | 9 Days |
What Pluang investors did over the last 30 days
Huma Finance is the first PayFi network that provides global payment financing with instant, on-demand liquidity—available anytime and anywhere. It enables payment institutions around the world to settle transactions 24/7 using stablecoins and on-chain liquidity. Huma supports a wide variety of PayFi use cases, including cross-border payments, credit card settlements, and trade finance, while also facilitating emerging solutions such as decentralized physical infrastructure network (DePIN) financing.
Read more on HUMA →USDS (Sky Dollar) is a decentralized stablecoin issued by Sky Protocol, the rebranded successor to MakerDAO, one of DeFi’s most established names. Pegged 1:1 to the US dollar, USDS is minted by locking crypto assets as collateral and is fully upgradeable from DAI at a 1:1 ratio. Beyond price stability, USDS offers native yield through the Sky Savings Rate, governance token rewards via SKY, and is available across multiple chains including Ethereum and Solana.
Read more on USDS →