Folks Finance vs Huma Finance — how do they compare? Folks Finance trades at Rp32,545 (market cap Rp397,99M, Rp15,84M 24h volume), while Huma Finance trades at Rp350.42 (market cap Rp1,15T, Rp76,76M 24h volume). The key difference: Huma Finance is far larger — about 2889.5× Folks Finance's market cap, and Folks Finance's circulating supply is 12,2M / 50M FOLKS (25%) versus 3,3B / 10B HUMA (33%) for Huma Finance. Which is the better fit depends on your goals — on Pluang, investors hold Folks Finance for 4 Days and Huma Finance for 14 Days on average.
| FOLKS | HUMA | |
|---|---|---|
Market Cap | Rp397,99M | Rp1,15T |
Volume (24h) | Rp15,84M | Rp76,76M |
Circulating Supply | 12,2M / 50M FOLKS (25%) | 3,3B / 10B HUMA (33%) |
Typical Hold Time | 4 Days | 14 Days |
What Pluang investors did over the last 30 days
Folks Finance is a cross-chain DeFi protocol that allows users to supply, borrow, and manage digital assets across multiple blockchains from a single platform. By leveraging interoperability technologies such as Chainlink CCIP, Circle CCTP, and Wormhole, it enables access to unified liquidity and native collateral across ecosystems without traditional wrapping or bridging. The protocol is designed for efficiency, security, and broad accessibility.
Read more on FOLKS →Huma Finance is the first PayFi network that provides global payment financing with instant, on-demand liquidity—available anytime and anywhere. It enables payment institutions around the world to settle transactions 24/7 using stablecoins and on-chain liquidity. Huma supports a wide variety of PayFi use cases, including cross-border payments, credit card settlements, and trade finance, while also facilitating emerging solutions such as decentralized physical infrastructure network (DePIN) financing.
Read more on HUMA →