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What are the terms and conditions for gold installment plans that I need to know?

There are several important things that Sobat Cuan need to remember if they want to start or have started the gold installment process at Pluang, namely as follows:

  1. There is a down payment of 8% of the total price of the gold you want to pay in installments. Your first payment includes the first installment and the down payment.
  2. Installment payments are made automatically. Every 25th (twenty fifth) of each month the system will automatically deduct the “IDR Balance” on your account. Please provide sufficient balance before the due date.
  3. The gold installment price will follow the gold purchase price when you first make a gold installment. If your gold installment is complete and you make a sale, the gold selling price will follow the current selling price.
  4. The additional gold balance that you are paying in installments will only be forwarded to your gold balance and portfolio if your gold installments have been completed and the status changes to “Completed”.
  5. Monthly installment payments are in accordance with the information provided when the gold installments were made (flat).
  6. Late installment payments will not be subject to a fine. However, your gold installments will be automatically canceled by the system if you do not make 2 consecutive gold installment payments when the installment is due. You can read more about the rules regarding the cancellation of gold installments at the end of this article, Cuan Friends!
  7. You can make another gold installment transaction even though there are still ongoing installments. So you can have more than 1 installment at the same time.
  8. The 0% installment interest promotion for 3, 6, and 12 month tenors has now ended. So now there is installment interest for 3, 6, and 12 month tenors. The interest is included in the calculation of your total gold installments, the amount of installments per month, and the amount of the first payment that appears during the initial simulation calculation.
  9. This interest rate will be applied to newly made installments. If you still have ongoing installments, this change does not affect your installments made before the 0% installment interest rate promo ends.
  10. If your application still shows a 0% installment interest rate, please update your application to the latest version.